Privacy Policy

The Presidential Insurance Company Ltd. ("us", "we", "our") operates picltt.com (the "Service"). This policy explains how we collect, use and disclose personal data when you use our Service, and the choices available to you regarding that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Terms not defined here have the same meaning as in our Terms and Conditions, available at picltt.com.

Information we collect

We collect personal data and usage data to provide and improve our Service.

Personal data. While using our Service, we may ask you for personally identifiable information that can be used to contact or identify you, including your email address, first and last name, phone number, and address.

Usage data. We may also collect information on how the Service is accessed and used, including your device's IP address, browser type and version, the pages you visit, the time and date of your visit, time spent on those pages, unique device identifiers, and other diagnostic data.

Cookies & tracking

We use cookies and similar tracking technologies — including beacons, tags and scripts — to track activity on our Service, improve it, and analyze how it's used. Cookies are small files, which may include an anonymous unique identifier, stored on your device by your browser.

You can set your browser to refuse all cookies or notify you when a cookie is sent, though some parts of the Service may not work properly without them.

We use session cookies to operate the Service, preference cookies to remember your settings, and security cookies for security purposes.

How we use your data

We use the data we collect to provide and maintain the Service, notify you of changes to it, let you use interactive features when you choose to, provide customer care and support, analyze and improve the Service, monitor how it's used, and detect, prevent and address technical issues.

Transfer of data

Your information, including personal data, may be processed on computers located outside your country, where data protection laws may differ from those in your jurisdiction. If you are located outside Trinidad and Tobago, note that we transfer your data to Trinidad and Tobago and process it there. By submitting your information, you consent to this transfer.

We take all steps reasonably necessary to keep your data secure and handled in line with this policy, and will not transfer personal data to an organization or country without adequate controls in place.

Disclosure of data

We may disclose your personal data in good faith where necessary to comply with a legal obligation, protect and defend our rights or property, prevent or investigate possible wrongdoing connected with the Service, protect the personal safety of users or the public, or protect against legal liability.

Security of data

We take the security of your data seriously, but no method of transmission over the internet or electronic storage is completely secure. While we use commercially reasonable safeguards to protect your personal data, we cannot guarantee its absolute security.

Service providers

We may use third-party companies and individuals to help provide our Service, perform Service-related tasks, or help us understand how the Service is used. These providers only access your personal data to perform these tasks on our behalf, and are required not to use or disclose it for any other purpose.

Links to other sites

Our Service may link to other sites we don't operate. We recommend reviewing the privacy policy of every site you visit — we have no control over, and no responsibility for, the content, privacy policies or practices of third-party sites.

Children's privacy

Our Service is not directed at anyone under 18. We do not knowingly collect personal data from children under 18. If you're a parent or guardian and believe your child has provided us with personal data, please contact us — if we discover we've collected data from a child without verified parental consent, we will take steps to remove it.

Changes to this policy

We may update this Privacy Policy from time to time. We'll post the updated policy here, update the effective date at the top, and where changes are material, notify you by email and/or a prominent notice on the Service before the change takes effect. Please check back periodically for updates.

Contact us

Questions about this Privacy Policy can be sent to: