Can you sell your car insurance with your vehicle?
When selling your vehicle, there’s often excitement—new beginnings, negotiations, and paperwork. But amid the process, one important question comes up:
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“Can I transfer or sell my car insurance to the new owner?”
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The answer is simple: Motor insurance policies cannot be sold or transferred to another person.
Why you cant sell your car insurance?
Car insurance is a contract between you and your insurer. It is based on:
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Your driving history and claims record
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Your personal profile
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Your chosen coverage and benefits
Because this policy is tailored to you, it cannot be passed to the new vehicle owner.
Cancel your existing insurance once the vehicle sale is complete.
Return your insurance certificate and discount to us.
Request a refund on the unused portion of your premium (if eligible).
Ensure the buyer secures their own insurance before driving the vehicle.
This protects both you and the new owner legally and financially.
What about your next vehicle?
If you're upgrading or switching vehicles, good news — you can usually transfer your existing insurance to your new car, subject to approval and any necessary adjustments.
Reminder: It's the law
Driving without valid insurance is illegal in Trinidad & Tobago. Always ensure your vehicle has active coverage before it’s driven on public roads.
Other Tips & Guides For Safer Driving
Heavy rainfall and strong winds can cause damage not only to your home, but your car too. Here are 5 tips to help you prepare your vehicle for the hurricane season.
Never let a kid ride unbuckled! Keeping children safe on the road means putting them in the right safety restraint at the right age.
Ensure that you get your vehicle's tint levels tested at a reputable tint shop, in compliance with the new regulations on vehicle tint effective on June 6th, 2021.