Fast, free and personalised motor insurance quotes
At Presidential Insurance, our mission is to ensure that all of our clients feel secure and satisfied at all times. We compensate our clients in the event of a loss/damage due to an accident collision, fire, burglary, or theft.
Our agents can work with you and help you get affordable, personalized, and the best coverage for your motor insurance policy.
Types of motor insurance coverages
No matter which type of cover you choose, The Presidential Insurance Company Ltd. car insurance policies have been designed from the ground up based on the wants and needs of drivers like you.
OUR GUARANTEE: WE MEET AND BEAT ANY PRICE BACKED BY SERVICE THAT IS SECOND TO NONE!
Optional extras to help keep you on the move:
Presidential Roadside and Accident Assistance
From changing flat tires to jumping batteries in your driveway, our roadside assistance can help get you on your way. Available 24 hours a day, 7 days a week, throughout Trinidad and Tobago. Click here to learn more about our roadside assistance.
Our Presidential Assist services are:
Vehicle Towing Service
Battery Boosting Service
Flat Tire Assistance
Lock Out Service
NEED HELP NOW? CALL US TOLL FREE: (868) 223 7425
What do you need to get a quote?
To insure with us, we would require the year, make, model, value, and your vehicle's registration number (number plate).
For all drivers, we require your personal information including your name, contact information, date of birth, any non-motoring convictions, and defensive driving certificate (if applicable).
We require your claims history including details of any previous accidents, and for safe driver bonuses your no claims discount (NCD).
We require information on your license, such as your drivers' license issue date.
Common questions about motor insurance
Below is a list of Frequently Asked Questions we often receive from our customers about Motor Insurance that can help. Please call us at (868) 625-4788 if you have any other questions or see our FAQs page for more information.
What is an excess?An excess is the first portion of a claim that the insured must pay when making a claim. It can be expressed as a percentage of the value of the vehicle or as a sum of money, for example, $1,000.00. The excess must be paid whenever you are at fault or not.
What is Full Comprehensive Insurance coverage?A comprehensive policy covers you for loss or damage to your motor vehicle & its accessories and spare parts while on the vehicle in the event of an accident. The comprehensive policy also covers liability to third parties in the event of an accident. Comprehensive policyholders also enjoy the benefits of Windscreen Coverage, Fire & Theft & Presidential Assist.
What is Third-Party Insurance coverage?Our third-party insurance provides coverage for bodily injury to or death of third parties and damage to their property as a result of an accident arising out of the negligent use of your motor vehicle.
What is a No Claim Discount (NCD)?An NCD is a discount that you can earn for not making claims under your policy. Once you do not have an accident, this discount will increase at each renewal up to a maximum after five (5) years.
Who is authorized to drive my vehicle?If the policy is not restricted, you and any person who is driving with your consent provided that the person is 25 years of age and over and holds a valid driver's permit for more than 2 years. For anyone under the age of 25 years and/or driving for less than 2 years, this individual must be named as an authorized driver on the policy.
What should I do in the event of an accident?Don't panic! If possible, exchange insurance and driver's permit information. You should then report the accident to the police and if necessary, please call Presidential Assist at (868) 223-7425 for wrecking services. Come into our Port of Spain office, San Fernando office, or our Tobago office, and report the accident to us as soon as possible. Click here for a complete list of documents that you will need when filing a claim.
What should I do if I lose my Certificate of Insurance?You must get the certificate replaced since you should not drive your motor vehicle without a valid insurance certificate. Make a police report, then make a statutory declaration regarding the lost certificate. Submit these documents to us, so we can reissue your insurance certificate.
Essential tips & guides for safer driving
Your safety is a priority, and at Presidential Insurance, we believe that the safe way is the only way.
Heavy rainfall and strong winds can cause damage not only to your home, but your car too. Here are 5 tips to help you prepare your vehicle for the hurricane season.