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Welcome to Presidential's Blog

Essential tips & guides for safer driving, road regulations, healthier lifestyle & more

Driving & Vehicle Safety Tips

Your safety is a top priority, and at Presidential Insurance, we believe that the safe way is the only way.

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What are demerit points and why they matter

Demerit points are penalties added to your driving permit when you commit certain traffic offenses, like speeding, using the bus route illegally, or driving under the influence.

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Points stay on your record for up to 2 years, so drive safe and keep your record clean!

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Can you sell your car insurance with your vehicle?

When you sell your vehicle, you cannot sell or transfer your insurance policy with it.

 

Motor insurance is a personal contract designed around you, your driving record, your coverage needs, and your policy terms. So even when your car has a new owner, your insurance stays with you.

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What to do after a road accident

A road accident can happen when you least expect it, and in the moment, it’s easy to feel overwhelmed or unsure of what to do next.

 

Knowing the right steps to take can help protect your safety, your rights, and your insurance claim.

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How car accidents affect your insurance rate

Accidents happen, even to the safest drivers on the road. Whether it’s a small fender bender or a major collision, one common question most drivers have after an accident is:

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“Will this affect my insurance rate?”

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How to navigate a roundabout safely

Learning how to navigate a roundabout can prevent unnecessary collisions or misunderstandings with other drivers.

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Follow our tips that are aimed to help you drive around a roundabout safely.

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Car maintenance can help save lives and finances

Maintaining your vehicle minimizes the chances of others claiming that you were at fault in an accident. Being able to prove that your vehicle has been maintained regularly and that you are not negligent in keeping your vehicle in good condition can go a long way in an accident claim.

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How new technology can impact drivers safety

Many car features can help you be safe while on the road. Some technological innovations even help you to improve your driving skills.

 

All of these are essential to staying safe while driving.

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Hurricane season vehicle safety tips

If you live in the Caribbean, then hurricanes are a possibility between the months of June and November.

 

Whether or not these storms are common in your area, hurricanes bring heavy rain and strong winds.

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Wet weather driving safety tips

Wet road conditions are accountable for a lot of accidents and it is vital that all road users take extra precautionary measures when driving in wet weather.

 

See what we recommend.

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Child passenger safety: Car seats & booster seats

Never let a kid ride unbuckled! Keeping children safe on the road means putting them in the right safety restraint at the right age.

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Abide by the law and check your vehicle tint levels

Be in the know! Check your vehicle tint levels in accordance to the law to avoid being ticketed.

"Professionalism and integrity,
That's our promise to you"

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