Types of Motor Insurance Coverages
What different Motor Insurance options are there?
When you get a motor insurance policy with Presidential, you have four different cover types to choose from:
Full Comprehensive Coverage
Third-Party Fire & Theft Coverage
The main difference between them is that Comprehensive Motor Insurance covers your car in case it is damaged accidentally - even if you were at fault.
No matter which type of cover you choose, The Presidential Insurance Company Ltd. car insurance policies have been designed from the ground up based on the wants and needs of drivers like you.
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What does my insurance cover?
Third-Party Motor Insurance provides you with the minimum coverage which is required by law in Trinidad & Tobago.
Our Third Party Insurance policy provides coverage for bodily injury to or death of third parties and damage incurred to their property as a result of an accident arising out of the negligent use of your motor vehicle.
Optional cover at a small annual fee includes:
Presidential Assist (Roadside Assistance) - This is a roadside assistance service that is available 24/7!
Presidential Insurance Company Ltd. covers you in the event of damage to your vehicle by accident collision, fire or theft, and third party damages to their property, inclusive of personal injury or death.
Comprehensive policyholders enjoy the following benefits:
Fire & Theft
Presidential Assist (Roadside Assistance)
In addition to the third party coverage, our Third Party Fire and Theft policy provides coverage for fire and theft of your vehicle.
We offer Third Party, Third Party Fire & Theft, and Fully Comprehensive Insurance coverage to help protect you and your passengers every day!
Essential Tips & Guides For Safer Driving
Your safety is a priority, and at Presidential Insurance, we believe that the safe way is the only way.
As the human cost of COVID-19 rises the global pandemic is also sending shockwaves through the world economy. But, across industries and around the world, companies can take important actions now to protect the safety and health of their employees and customers, and mitigate the spread of the virus.