This protects from damage and losses incurred during water transport, such as collision, overturning, natural disaster, theft, violence, and piracy of ships. Where Marine Hull Insurance covers damage sustained to the Vessels, & Marine Cargo Insurance covers against All Risk of Physical Loss or Damage to cargo being shipped.
What are the benefits of Marine Insurance?
Boat insurance provides several benefits.
Firstly, it can cover damage to your boat, including hull, sails, equipment, and more, and can also provide new boat replacement.
Boat insurance can also provide liability coverage for damages and injuries you cause if you hit another boat, person, or dock, as well as medical coverage for you and persons in your boat.
In addition, it can also cover your watercraft and trailer if they're stolen or damaged.
Lastly, boat insurance can also pay to repair or replace any watercraft, object, or other property you damage while boating, plus legal expenses if you’re sued.
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